Mortgage Protection*
Approval in Minutes, Not Weeks
All-In-One Coverage
Death Benefit: Mortgage protection up to $450,000, including accidental death.
​Living benefits riders*: When you're faced with a qualifying chronic, critical, or terminal illness for 90 consecutive days, our policy provides access up to $450,000 to help ease financial strain when you need it most
​Return of Premium riders*: No claims? No problem. Our Return of Premium riders* provide a win-win solution, offering a 100% refund of the net premiums paid for your policy.
​Unemployment Waiver of Premium Rider*: Job loss can be stressful, but with Unemployment Waiver of Premium Rider*, you can rest assured that premiums will be waived for up to 6 months to ease financial strain.Â
Everything with One Policy
- Death Benefit Pays off the mortgage up 450k.
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​Accident Death Pays off the mortgage up 450k.Â
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​Chronic, Critical or Terminal Illness* Access up to 450k from policy, For a qualified Heart Attack • Stroke • Cancer • Blindness • Kidney Failure • Paralysis • Major Organ Transplant
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​No Delay, No Worries, Same Day Coverage
Mortgage Protection Insurance*
All-In-One Coverage
Death Benefit: Mortgage protection up to $450,000, including accidental death.
​Living benefits riders*: When you're faced with a qualifying chronic, critical, or terminal illness for 90 consecutive days, our policy provides access up to $450,000 to help ease financial strain when you need it most
​Return of Premium riders*: No claims? No problem. Our Return of Premium riders* provide a win-win solution, offering a 100% refund of the net premiums paid for your policy.
​Unemployment Waiver of Premium Rider*: Job loss can be stressful, but with Unemployment Waiver of Premium Rider*, you can rest assured that premiums will be waived for up to 6 months to ease financial strain.Â
Up to 200 Policies from Various Companies – No Bias, No Pressure
Experience & Trust You Can Rely On
 Top-Notch Insurance Companies: For over 90 years, our trusted insurance partners have been devoted to helping families navigate life's toughest moments.
  Certified & Accredited Agent: Expertise You Can Trust
  Satisfaction guaranteed - Obtain a full refund within 30 days if unhappy
Mortgage Protection | Stress-Free
- No exam, Up to 450K, app-only
- Approval in Minutes
- No Delay, No Worries, Same Day Coverage
But don't just take our word for it - see what others have to say about Life Mib
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Copyright 2023 - Life Mib Llc - All Rights Reserved
Life Mib Llc is a licensed independent insurance agency, our delegated agent Astrit Dudaj for California with license # 4045782, Do Not Sell My Info and Arkansa license # 3000866375.Â
*Disclaimers
The information provided on this site has been developed by Life Mib for general information. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following the application.
^Years of track record for our providers range from 80 to 150 years.
*Insurance Policy Details: Mortgage Protection Insurance and Mortgage payment protection insurance is a Life Insurance policy designed to pay off your mortgage in the event of your death. These policies have exclusions, limitations, and terms that may affect coverage, renewal, cancellation, termination, or other contractual rights and benefits. Rates quoted are subject to change and are set at the Insurance company's sole discretion. Terms and limitations apply. See individual product riders for terms, conditions, and restrictions. For costs and complete details of coverage, call us at 1-888-306-7519.
*Products and riders availability: Products and riders are not available in all states.
*Rider Details:
1. Chronic Condition: The rider is triggered if the insured cannot perform 2 of the 6 ADLs for 90 consecutive days as certified by their physician or requires substantial supervision to protect him or herself from threats to health and safety due to severe cognitive impairment. Coverage amount, individual carrier terms, and limitations apply. For complete details of coverage, call us at 1-888-306-7519.
2. Critical Illness: Critical Illness is defined as cancer, heart attack, stroke, major organ failure or kidney failure. Coverage amount, individual carrier terms, and limitations apply. For complete details of coverage, call us at 1-888-306-7519.
3. Terminal Illness: The rider is triggered if the insured is diagnosed as having a terminal illness by a physician, which will result in the Insured's death within 12 months. Coverage amount, individual carrier terms, and limitations apply. For complete details of coverage, call us at 1-888-306-7519.
4. Loss Of Work to Illness: The rider is triggered if the insured cannot perform 2 of the 6 ADLs for 90 consecutive days as certified by their physician or requires substantial supervision to protect him or herself from threats to health and safety due to severe cognitive impairment. Coverage amount, individual carrier terms, and limitations apply. For complete details of coverage, call us at 1-888-306-7519.
5. Unemployment Waiver of Premium Rider: If the insured becomes unemployed, all policy and rider premiums will be waived for up to a six-month period. Not available in all states. Coverage amount, individual carrier terms, and limitations apply. For complete details of coverage, call us at 1-888-306-7519.
6. Return of Premium Rider: Rider not available in all states and/or for all age groups. Premiums paid for rider benefits are not included in the return of premium calculation. Cash value at the end of the level period equals premiums paid for base coverage only and assumes no policy changes. Terms and limitations apply. See individual product riders for terms, conditions, and restrictions. For costs and complete details of coverage, call us at 1-888-306-7519.